Claim Check

Claim Check

Know Which Insurer Actually Pays Claims—Before You Buy

Not all policies are equal. Some look good on paper but fail when it matters most—during claims. We break down real claim settlement performance across India’s top insurers.

What We Analyze

Claim Settlement Ratio (CSR)
Incurred Claim Ratio (ICR)
Average Claim Processing Time
Claim Rejection Trends
Transparency Score

“High CSR alone doesn’t mean smooth claims. The real story lies in consistency, processing speed, and rejection patterns.”

- Mahi Mondal, Founder, WinsureHealth

Official Sources