Policy Report
Most Claims Don’t Fail at the Hospital. They Fail in the Fine Print.
Insurers are legally required to list what they won't cover, but these are often buried
in 50-page policy wordings. We've highlighted the most critical traps you need to watch out for.
Permanent Exclusions
- Cosmetic procedures
- Self-inflicted injuries
Waiting Periods
- Pre-existing diseases
- Specific illnesses
Hidden Traps
- Room rent caps → proportional deductions
- Disease-wise limits
Hard Truth
“Insurance doesn’t reject randomly. It rejects based on clauses you didn’t
read.”
- Mahi Mondal, Founder, WinsureHealth